Thursday, July 18, 2013


Yesterday, at 3 pm we finally started signing papers for closing.  After 100000000 documents we are officially the owner of our home!! The exciting news for us is that Chase will actually be servicing our loan.  Which we bank with them so that put me at ease.  So thankful we were able to lock at 3.375 and receive the lender credit.

We basically found out the evening before what our amount to bring with us to closing would be.  It was $300 less than they estimated since we found a cheaper homeowners insurance.  Well sure enough 4 hours before closing the title company received a call from Ryan homes saying they noticed a $200 required survey fee was not included in the FEES!! So the title company searched the contract and found wayyyyy in the back a small section that says a $200 land survey is required.  Which our bank does not require that since you pass all other certifications.  So sure enough we had to bring more money to the table for closing.  It was still $100 less.  But a survey fee is kind of annoying if you ask me!

We took the kids last night for the first time since they seen the framing of the home.  They were so ecstatic running around screaming and flipping through the house.  My 3 year old and the stairs will be very interesting.  He already is acting like the HULK jumping off of the 4th step.  The basement has become his wrestling zone. 

The painters arrive this evening to start painting and hope to be done by tomorrow evening.  The interior design lady will arrive Friday to measure the rooms we are doing the accent wallpaper walls in. We have the moving crew set for Saturday.  Along with the cable company arriving on Saturday evening.  Things are starting to move along.  I will post pictures of our accomplisments after this weekend.


  1. Congratulations!!! So happy for you and your family. And all the best with your HULK! :-)

  2. AWESOME NEWS!! I need some decorating help in my Florence! Been here 2 1/2 yrs. and still haven't paint a single room.


  3. Congrats! So jealous about your interest was around 3.5 when we signed in April and now it looks like it's in the 4s. We haven't locked in yet...:(
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